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At the same time, it also provides peace of mind to the living person.
He or she knows that his family or dependents won’t have to bear any hardships even if he dies.
Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.
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In most cases, the dependents include the spouse, children, and parents.
However, a person may make anybody the beneficiary of the policy.
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